Troubleshooting Debit Card Payment Failures
Summary This article explains what to do if your debit card is not accepted or a payment does not process when attempting to enter card information.
Can I use a debit card?
- Yes. A valid debit card may be used to pay a deductible or service fee. After a claim is accepted, the service fee can be paid with either a credit or debit card before service or reimbursement is provided.
Common reasons a card may not process
- Billing address mismatch between the card and the address entered
- Insufficient funds on the card
- Expired card
- The bank declining the transaction
Recommended immediate steps
- Verify card details
- Confirm card number, expiration date, CVV, and billing address exactly match the information on file with your card issuer.
- Check card status and funds
- Ensure the card is not expired and that sufficient funds are available.
- Contact your card issuer or bank
- Ask why the transaction may be declining or if there are any holds or restrictions on the card.
- Try a different payment method
- If available, attempt payment with another debit or credit card.
Browser and device troubleshooting
- Clear your browser’s cache and cookies, then try the payment again.
- Restart your computer or device before attempting payment again.
- Try a different web browser (for example: Chrome, Firefox, Safari).
If the payment still fails
- Contact your card issuer for details on why the payment is being declined.
- Try an alternative payment method if possible.